USSD Codes for MoMo Transactions by Country help you complete mobile money payments even when you don’t have internet access. Across Africa, MoMo (Mobile Money) services run on different providers—MTN MoMo, Orange Money, Moov Money/Flooz, M-Pesa, Mixx by Yas (Togo), and SasaPay (Kenya)—and each country typically has its own USSD code (or payment flow) to initiate or approve a transaction.
This guide gives you an updated country-by-country list of MoMo USSD codes, plus simple tips to avoid failed transactions and common errors.
Note: USSD codes can change. Always confirm on the provider’s official site/app or customer care page if a code fails.
Table of Contents
USSD Codes for MoMo Transactions by Country: Quick Reference Table
Here is a fast “cheat sheet” of the most-used USSD codes by country and payment provider.
| Country | Payment Provider | USSD Code (Menu / Transaction) | Notes |
|---|---|---|---|
| Cameroon | MTN MoMo | *126# (MoMo menu) / *126*7*2# (common bill/transaction flow) | MTN MoMo bill payment flows often route from the *126# menu. |
| Cameroon | Orange Money | #150# (Orange Money menu) / #150*50# (merchant/checkout flow used by some platforms) | #150*50# is commonly seen in payment checkout flows for specific merchants. |
| DR Congo | Orange Money | *144# | Orange Money in DRC uses *144# for account and transaction services. |
| DR Congo | M-Pesa (Vodacom) | *1122# (commonly referenced for M-Pesa access) | Vodacom DRC supports M-Pesa access via USSD codes (varies by service/menu). |
| Côte d’Ivoire | MTN MoMo | *133# | *133# is the MTN Mobile Money menu (CI). |
| Côte d’Ivoire | Moov Money | *155# (menu) / *155*1*1# (common transfer flow) | Moov Money CI supports detailed USSD codes under *155# services. |
| Kenya | SasaPay | *626# | Use via app or USSD depending on your transaction type. |
| Senegal | Orange Money | #144# | Orange Money Senegal USSD menu typically runs on #144#. |
| Tanzania | Mixx by Yas | *150*01# | Yas USSD supports send money and bill payments via *150*01#. |
| Togo | Mixx by Yas (T-Money) | *145# (menu) / *145*2# (withdrawal flow) | Mixx by Yas is the Togo mobile money platform (formerly TMoney). |
| Togo | Moov Money (Flooz) | *155# (menu) | Flooz services run on *155# in Togo. |
| Mali | Orange Money | #144# (menu; enter PIN/password when prompted) | Orange Money Mali uses #144# menu codes. |
| Mali | Moov Money | *166# | Moov Money Mali operations are accessed via *166#. |
| Benin (Republic of Benin) | MTN MoMo | *840# | MTN Mobile Money Benin uses *840# for MoMo operations. |
| Burkina Faso | Orange Money | *144# | Orange BF Orange Money services run on *144#. |
| Burkina Faso | Moov Money | *555# | Moov Money Burkina Faso commonly runs on *555#. |
USSD Codes for MoMo Transactions by Country: How USSD MoMo Payments Work
Most mobile money transactions follow the same pattern:
- Dial the provider’s USSD code (e.g., *144#, *155#, *150*01#).
- Select the relevant option: Send Money, Pay Bills, Pay Merchant, or Withdraw.
- Enter the required details (phone number, business/paybill number, account reference, amount).
- Confirm with your PIN/password.
Important: Some “merchant checkout” transactions use specialized short flows (e.g., “#150*50#”) that are specific to a payment platform or checkout integration—not necessarily the general Orange Money menu.
Related: How to Become a MoMo Agent in 2026 (Complete Guide)
USSD Codes for MoMo Transactions by Country — Country-by-Country Breakdown
Cameroon: MTN MoMo and Orange Money
- MTN MoMo: *126# (MoMo menu). For certain bill/transaction confirmation flows, *126*7*2# is commonly used.
- Orange Money: #150# (menu). Some merchant checkout flows use #150*50# depending on the platform.
DR Congo: Orange Money and M-Pesa (Vodacom)
- Orange Money (DRC): *144#
- M-Pesa (Vodacom DRC): *1122# (commonly referenced for M-Pesa access; menu options vary by service)
Côte d’Ivoire: MTN MoMo and Moov Money
- MTN Mobile Money (CI): *133# (Mobile Money menu)
- Moov Money (CI): *155# (menu). Example transfer USSD flows include *155*1*1# and other variants inside Moov Money codes.
Kenya: SasaPay (Safaricom/Airtel/Telkom ecosystem)
- SasaPay: *626#
Senegal: Orange Money
- Orange Money Senegal: #144#
Tanzania: Mixx by Yas
- Mixx by Yas: *150*01#
Togo: Mixx by Yas (TMoney) and Moov Money Flooz
- Mixx by Yas (Togo): *145# (menu). Withdrawal initiation can be done via *145*2#.
- Moov Money (Flooz): *155# (menu)
Mali: Orange Money and Moov Money
- Orange Money Mali: #144# (enter your secret code/PIN when prompted)
- Moov Money Mali: *166#
Benin: MTN MoMo
- MTN MoMo Benin: *840#
Burkina Faso: Orange Money and Moov Money
- Orange Money Burkina Faso: *144#
- Moov Money Burkina Faso: *555#
Common MoMo USSD Issues (And Quick Fixes)
1) USSD code not working
- Confirm you are using the correct SIM/network for that provider.
- Move to an area with stronger network signal and retry.
- Try again off-peak (network congestion can block USSD sessions).
2) “Transaction failed” or no confirmation
- Wait 2–5 minutes and re-check transaction history in your MoMo menu.
- Ensure you entered the correct PIN.
- If it’s a merchant/paybill flow, confirm the business/paybill number and reference.
3) Wrong provider or wrong country code
- USSD codes can differ even for the same brand (Orange Money, Moov Money) across countries.
- Use the country table above and confirm on the provider’s official page if unsure.
Security Tips for MoMo USSD Transactions
- Never share your MoMo PIN/password with anyone.
- Do not approve prompts you didn’t initiate.
- If you suspect fraud, contact the provider’s official support immediately.
Related Guides
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